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This page sets forth the terms and conditions under which Assure America provides the information on this Web site, as well as the terms and conditions governing the use of this site. By making use of this site, you agree to be bound by the terms and conditions outlined below. We reserve the right, at our discretion, to change, modify, add, or delete portions of this policy from time to time and your continued use constitutes acceptance of those changes. No insurance coverage, changes, additions or deletions will be considered bound or in force until you receive written or verbal confirmation from a licensed Assure America agent. Any insurance terms and definitions provided on this site are meant for general informational purposes and not meant as specific advice or recommendations. Insurance terms, descriptions of coverage, and other insurance information are not meant to be complete, and the client should always read the insurance policy for complete information. All insurance and non-insurance information is for general purposes and may not be up-to-date or complete. The following describes the manner in which Assure America collects, stores and discloses non-public information. As part of the underwriting and servicing process, we may obtain personal information verbally, via email or written and such information may include but not be limited to name, address, phone and fax numbers, email address, Social Security number, drivers license number, assets, income, medical information, etc. We will also obtain information from your transactions with us, as well as your current and past insurance companies such as payment history, account balance, claims information, coverages, and premiums, etc. We may obtain information from third parties or consumer reporting agencies such as motor vehicle report, insurance score, credit history, etc. For life, annuity, disability and health products, we may obtain your medical history with your permission. We do not disclose any non-public personal information about our customers or former customers to anyone, unless the disclosure is necessary to service your account, and is permitted by law. We do not sell information about our customers. You may receive information in the manner in which it was supplied. Since data transmission over the Internet cannot be protected to be 100% secure, Assure America cannot ensure or warrant the security of any information you transmit to us or from our online applications, products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our internal systems. This web may contain links to other web sites. Assure America is not responsible for the privacy practices or the content of such web sites. Further, Assure America makes no warranties or representations about, and disclaims any responsibility for, the contents of any products or services offered in such third-party sites. Assure America is not liable to any party for any loss, direct, incidental or other, caused by the use of this web site or any linked site. The materials contained in this site, and in linked sites, directly or indirectly accessible from this site, are provided without warranties of any kind, either express or implied, or other. Reference in this Web site to any specific commercial products, processes, or services, or the use of any trade, firm, or corporation name is for the information and convenience of the public, and does not constitute endorsement or recommendation by Assure America. Use of this web site is governed by the laws of the state of West Virginia, other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a state or federal court of competent jurisdiction in West Virginia. If any part of these terms and conditions are invalidated by a state or federal court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof. Assure America is an independent agency and any reference to "broker" should be disregarded. Any loss prevention or hazard management advice presented in this site is intended as general information of interest to the general public for controlling or minimizing the potential for injuries to persons and property and resulting losses occurring in the home, on the road, in workplaces, business environments, and other specified circumstances or situations. In providing this information, Assure America does not warrant that all potential hazards or conditions have been evaluated or can be controlled, or that such risks or losses are covered under the insurance polices or programs described in this site. Assure America assumes no liability for insurance contracts issued by any insurance company it represents. Any losses are subject to the specific written terms and conditions of actual insurance policies issued by these companies. The information and descriptions of products and services contained in this site are intended as general information and do not contain all of the terms, conditions and exclusions applicable to the products and services offered by Assure America and it's insurance companies. The precise coverage afforded is subject to the terms and conditions of the policies as issued, and may vary from the general descriptions in this site. This Web site does not amend, modify, or supplement the policies. Always consult the actual policy for details regarding terms, conditions, definitions, coverages, and exclusions. Assure America makes no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the contents of this Web site, and expressly disclaims liability for errors and omissions in the contents of this Web site. No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given with respect to the contents of this Web site or its links to other Internet resources. Assure America has the unlimited right to use for any purpose all information submitted to Assure America by this site except those submissions made under separate legal contract.
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