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360° Coverage for Your Life
Home insurance, also known as homeowners insurance (HOI) or hazard insurance, covers your home and your personal property inside your home. The cost of any accidents that affect someone inside your home or on your property are also covered.
If you own a motor vehicle, then you are likely required by law to purchase insurance. Drivers in Ohio, Kentucky, Pennsylvania and West Virginia are all required to have some type of auto insurance (also known as car insurance or vehicle insurance).
You work hard to provide and care for your loved ones. At Assure America, we want to help you make sure they continue to be taken care of financially for years to come. A life insurance policy ensures that your family will be able to continue to enjoy the standard of living they are accustomed to, even after you are unable to provide for them. It is the best way to keep your family financially safe in the event that an unfortunate accident or illness results in an untimely death.
Health insurance is a great way to ensure that you will be able to afford medical care for yourself and your family should the need arise. Not only is health insurance a good idea financially, it is also now legally necessary. With the implementation of the Affordable Care Act, most people in the United States are legally required to have some type of health insurance, either through an employer plan, individual policy or government health insurance system.
At Assure America, we strive to help protect you and your assets from catastrophic financial loss. In today’s increasingly litigious society, the risk of being sued is greater than ever before. Most home and auto insurance policies have limits on the amount that will be paid in the event of a lawsuit, but courts often award claimants more than is normally covered. Any amount not covered by your primary insurance policy will have to be paid out of pocket. This can sometimes result in losing the equity in your home, giving up your retirement account, or having your wages garnished. Thankfully, umbrella insurance provides protection against this type of loss.
Assure America offers a variety of insurance options for businesses such as Property and Contents, Business Interruption, General and Professional Liability, Workers Compensation and Employer Liability, Products and Completed Operations, Boiler and Machinery, Automobile Liability, Inland Marine, and Fidelity and Surety Bonding.
Assure America has been a leading provider of volunteer fire department and emergency medical service insurance programs for more than 30 years. Partnering with a national underwriting general agency, Assure America offers leading-edge insurance contracts, loss control and risk management services that have saved clients millions of dollars in reduced insurance costs.